About Us
Your partner in bridge capital and business growth.
At MyCommercialFunding, we understand the challenges small business owners face. Traditional banks are slow, rigid, and often deny funding to healthy businesses. We exist to change that.
Meet Richard McKellar
Richard McKellar is the founder of MyCommercialFunding and a veteran of the merchant cash advance and revenue-based financing industry with over two decades of experience.
Richard previously served on the executive committee of Everest Business Funding, where he helped shape MCA and revenue-based funding strategies for thousands of small businesses across the United States. His deep understanding of funder underwriting — from the inside — gives MyCommercialFunding clients a structural advantage when applying for capital.
Under Richard's leadership, the MyCommercialFunding team has helped facilitate over $500 million in small business capital across all 50 states, funding businesses in industries from restaurants and construction to healthcare, trucking, and ecommerce.
Richard founded MyCommercialFunding to give business owners direct access to the expertise and funding partner network that was previously available only through larger institutions. Every client gets the same level of strategic guidance — whether they need $25,000 for payroll or $3 million for expansion.
Based in New Jersey, we serve businesses nationwide, providing fast, flexible, and transparent funding solutions. Whether you need a Merchant Cash Advance to cover payroll, an SBA loan for expansion, or equipment financing to upgrade your operations, we have you covered.
Speed
Funding in under 4 hours. Same-day approvals for qualified applicants.
Flexibility
We look at your revenue, not just your credit score. FICO 500+ considered.
Transparency
Clear terms, no hidden fees. We explain every offer before you sign.
Partnership
We're committed to your long-term success. We'd rather lose a deal than put you in the wrong product.