Ground-Up Construction
Build From the Ground Up
With Private Capital
Construction financing for experienced builders who need capital that moves as fast as their projects. Up to 80% LTC, loan sizes from $300K to $8M.
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Key Terms at a Glance
Loan Size
$300K – $8M
Loan to Cost
Up to 80%
Upfront LTC
Up to 65%
Experience Required
3 Deals (1 Ground-Up)
Loan Term
12–24 Months
Full Terms
Why Builders Choose Private Lending
Speed
Banks take 60–90 days to underwrite a construction loan. Private lenders close in 7–15 days. When a lot is about to go to another buyer, that timeline matters.
Draw Flexibility
Private construction lenders structure draws around your actual build schedule, not a rigid bank template. Foundation, framing, rough-in, finish — funds release when you need them.
Relationship-Based
Your deal is reviewed by a human underwriter who looks at the full picture — your experience, the property, the market — not just an algorithm filtering for checkboxes.
Frequently Asked Questions About Construction Loans
Ready to Break Ground?
Pre-qualification in minutes. Loan sizes from $300K to $8M. 12–24 month terms.
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