Trucking & Logistics Funding

Smart, Fast Capital for Trucking Companies

Keep your fleet moving and cover immediate expenses like fuel, maintenance, and insurance. Apply in minutes, get decisions in under 5 minutes, and receive funds in as little as 8 minutes.

$500 - $15K
Funding Range
3 Months
Min. Time in Biz
No Minimum
FICO Score Req.
Digital Plaid
Bank Connection
Instant Decision • No Credit Pull Impact

Underwriting Guidelines

Simple parameters. Highly automated approvals.

Time in Business3 Months
Personal FICONo Minimum Requirement!
Minimum Revenue$2,500/month ($4,000+ recommended)
Monthly DepositsAt least 4 deposits in past 30 days
Bank Account TypeBusiness or Personal Accounts OK!
Instant Verificationvia Plaid
GeographyAll States except NY, OR, and CA

State Eligibility Warning

CA, NY, OR

Due to regulatory restrictions, this program is NOT AVAILABLE to businesses located in New York (NY), Oregon (OR), or California (CA).

If your trucking company is registered in one of these states, please do not use the instant link. Instead, fill out our standard application to match with alternative state-eligible options in our network.

Product Features & Details

Transparent, automated funding structure built for independent contractors, owner-operators, and fleets.

Instant Funding Speeds

No underwriters or salespeople required. Bank linking automatically issues automated decisions in 5 minutes, with instant funding in under 8 minutes.

< 8 Minutes
Application to Cash

Flexible Weekly Remittance

Repayment terms range from 8 to 24 weeks. If you hit a slow cycle, terms are designed to align directly with your ongoing business revenue dynamics.

8 to 24 Weeks
Flexible Terms

Payoff & Renewal Benefits

Save on your advance with built-in prepayment discounts if you clear your balance early. Renewals are eligible for up to $20,000 with enhanced terms.

Up to $20,000
Renewal Limits

Why This Funding is Different

Built around three core pillars to make capital acquisition stress-free.

The Program is Fast

  • Quick online application with instant bank linking via Plaid.
  • Decisions in 5 minutes, capital in your account immediately.
  • 100% automated workflow — no pushy underwriters or sales calls.

The Program is Flexible

  • Repay early to lock in prepayment discounts and save.
  • Flexible payment dates matching your freight cycle.
  • Get funded, pay it off, and qualify instantly for more capital.

The Program is Affordable

  • Only pay when your business generates active income.
  • Absolutely zero late fees or NSF fees.
  • Approvals based purely on what your weekly income can support.

What Owner-Operators Are Saying

"The process is actually quick and efficient so you can get back to running your business."

Owner-Operator
Flatbed Fleet (Georgia)

"The program was flexible enough to change my payment day when my freight broker draw hit late."

Fleet Manager
Reefer Transport (Texas)

"It takes a small, fair percentage of your business income. If you don't earn, you don't stress."

Independent Contractor
Hotshot Owner (Florida)

Fuel Your Trucking Business Growth Today

Don't let cash flow gaps delay your loads. Link your bank account via Plaid and secure working capital in minutes.