Get $50K–$500K in Growth Capital — Fast
Revenue-based financing that moves at the speed of your business. Get approved today, funded in 24–48 hours. Repayments scale with your sales — no fixed payments, no cash flow crunch.
Perfect For Growth-Focused Businesses
High-speed capital tailored for modern commerce.
E-Commerce & Retail
Buy inventory now and pay for it as you sell it. Perfect for seasonal spikes.
SaaS & Technology
Invest in customer acquisition (CAC) and pay back as your MRR grows.
Service Businesses
Cover payroll or project costs upfront and repay when the client pays you.
How Revenue-Based Financing Works
MyCommercialFunding provides revenue-based business financing from $50,000 up to $500,000 with flexible daily or weekly repayments calculated as a small percentage (typically 5% to 10%) of daily credit card and bank sales. The program requires at least 9 months in business and $14,000 in monthly sales, with approvals generated in 24 to 48 hours without rigid FICO score requirements or hard asset collateral.
Revenue-Based Financing (RBF) is a modern funding solution designed to align with your business cash flow. Instead of fixed monthly payments that can strangle your business during slow months, RBF payments fluctuate based on your revenue.
We advance you capital today, and you repay it through a small, fixed percentage (e.g., 5-10%) of your daily or weekly sales. This means you never have to worry about a large payment due when cash flow is tight.
Strategic Advantages
No Equity Dilution
Keep 100% ownership of your hard-earned business.
Cash Flow Friendly
Payments stop if revenue stops. No fixed debt trap.
Fast ROI
Invest in inventory/marketing immediately and see results.
Simple Qualification
Based on revenue history, not just personal credit scores.
What is Revenue-Based Financing and How Does It Work?
Revenue-Based Financing (RBF) is a funding method where a business receives upfront capital — from $50,000 to $500,000 — in exchange for a fixed percentage of its daily or weekly gross sales until the advance and a predetermined fee are fully repaid. There are no fixed monthly payments.
| Feature | Revenue-Based Financing | Merchant Cash Advance | Traditional Bank Loan |
|---|---|---|---|
| Funding Range | $50K–$500K | $5K–$500K | $50K–$5M+ |
| Approval Speed | 24–48 Hours | 4–24 Hours | 4–12 Weeks |
| Credit Requirement | 500+ FICO | 500+ FICO | 680+ FICO |
| Repayment | % of daily revenue | % of daily revenue | Fixed monthly |
| Collateral Required | No | No | Usually Yes |
"Revenue-based financing is the most misunderstood product in our space. It's not just for tech companies. Any business with consistent daily deposits — restaurants, retailers, contractors — can use it to grow without giving up equity or getting locked into a fixed payment schedule."
How to Qualify for Revenue-Based Financing
- 1
Minimum 9 months in business
- 2
$10,000+ average monthly bank deposits
- 3
Active business bank account with consistent transaction history
- 4
FICO score of 500 or higher considered
- 5
No open bankruptcies
Get Funded in 24–48 Hours
Same-day approvals. No hard collateral. See how much growth capital you qualify for today.