Interchange Plus Pricing

Stop Overpaying to
Accept Payments

Keep more of your hard-earned revenue. We replace hidden fees and tiered pricing with transparent, wholesale rates typically reserved for big box stores.

The "Standard Rate" Trap

Most processors bundle your transactions into "Qualified," "Mid-Qualified," and "Non-Qualified" tiers. This allows them to charge you significantly more than the actual cost of the transaction, hiding their profit in confusing statements.

The Result:

You could be overpaying by 30-40% every single month.

The MyCommercialFunding Standard

  • Direct Cost-Plus (Interchange) Pricing
  • 0% Markup Options Available
  • Next-Day Funding for Improved Cash Flow
  • Free Smart Terminals & POS Integration
  • No Long-Term Contracts or Cancellation Fees
Enterprise Features

Built for Modern Commerce

Omnichannel Payments

Accept payments online, in-store, or on-the-go. Our systems integrate seamlessly with your existing software, whether it's QuickBooks, Shopify, or a custom ERP.

Cash Discounting

Eliminate your processing fees entirely by passing the cost to customers who choose to pay with credit. We provide legally compliant technology to handle this automatically.

Real-Time Analytics

Track every penny with our advanced dashboard. See sales trends, batch reports, and deposit statuses in real-time from your phone or desktop.

Already Have a Processor?

Send us your last two months of merchant statements. We'll run a free forensic audit to show you exactly where they are hiding fees and how much we can save you—guaranteed.

The MyCommercialFunding Promise

If we can't beat your current rate,
we'll pay you $500.

Upload Statements for Review →