AI-Powered Funding Analysis

AI Funding Advisor
Get Your Free Analysis

Answer a few quick questions and our AI analyzes your funding eligibility across 15+ lenders and funding types. No credit pull. No fees. No obligation.

Start My Free Analysis
100% Free
No Credit Card
No Hard Pull
60 Seconds
$85,000
Restaurant
Brooklyn, NY

How It Works

Three simple steps to discover your best funding options — completely free.

1

Answer Questions

Tell our AI about your business in under 60 seconds — industry, revenue, credit, and goals.

2

AI Analysis

Our AI evaluates your profile against 15+ funding programs and 50+ lender criteria in real time.

3

Get Your Report

Receive a personalized funding analysis with matched options, estimated rates, and next steps.

AI-Powered Analysis

Discover Your Funding Options

Answer 6 quick questions and our AI will analyze your business against 15+ funding programs to find your best options.

60 seconds No credit pull 100% free

Trusted by 10,000+ Businesses

10+
Years Funding
$100M+
Total Funded
4.2h
Avg Approval
0
Fees Charged

NO FEES — We NEVER Charge You Fees

Funding Types We Analyze

Our AI evaluates your profile against all major funding programs to find your best match.

Merchant Cash Advance

Fast capital based on daily sales. Same-day funding available.

Revenue-Based Financing

Repayment scales with your revenue. Ideal for seasonal businesses.

Equipment Financing

Purchase or lease equipment. The asset itself is the collateral.

Business Line of Credit

Draw what you need, pay only on what you use. Flexible access.

SBA Loans

Government-backed loans with the lowest rates. For established businesses.

Invoice Factoring

Convert unpaid invoices into immediate cash. Great for B2B companies.

Success Stories

Join over 10,000 businesses across the country that have scaled with MCF capital.

"MCF has been my go-to funding source and payment processor for 10 years. They come through when I need the money for inventory or to cover my slow season."

J

Joe L.

Publick House - Chester, NJ

"What was I supposed to do when Chase pulled my line of credit after 30 years? MCF has been a staple of my business ever since, providing the capital that I need in mere hours"

P

Phillip S.

The Square Yard - Summit, NJ

"Rich has always been decent to me and has come through when I have needed MCF. I have seen what other companies do and I am glad I found MCF. Never paying the broker's 'success fee' again!"

D

David K.

Restaurant Owner, NY

AI Advisor FAQ

Common questions about our AI Funding Advisor tool.

Is the AI funding analysis really free?+
Yes, 100% free. There are no fees, no credit card required, and no obligation. We provide the analysis as a service to help you understand your funding options.
Does this affect my credit score?+
No. The initial analysis does not involve any credit check — hard or soft. We only review your credit information after you decide to move forward with a specific funding option.
How accurate is the AI funding analysis?+
Our AI analyzes your business profile against real lending criteria from 15+ funding programs. While final approval depends on lender verification, our match accuracy is over 90% for businesses that complete the full analysis.
What happens after I get my report?+
A funding specialist will review your analysis and reach out within 15 minutes to discuss your options, answer questions, and help you apply for the funding that best fits your needs.
Is my information secure?+
Absolutely. We use 256-bit SSL encryption and never sell or share your data. Your information is used solely for your funding analysis and to connect you with the right options.

Business Funding FAQ

Everything you need to know about getting fast capital for your business.

Still Have Questions?

Talk to a funding specialist who can walk you through your options — no pressure, no commitment.