Partner Marketplace Program

Fixed Business Term Loans

Get fixed monthly payments with amortization terms up to 12 years. Funding from $20k to $500k, rates starting at 8.77%, with no hard collateral required.

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MyCommercialFunding brokers fixed-rate business term loans from $20,000 up to $500,000 with fully amortized repayment terms up to 12 years and fixed interest rates starting at 8.77%. The program requires a minimum personal FICO credit score of 660, a minimum of 2 years in business, and at least $20,000 in monthly sales. No hard collateral is required.

No Hard Collateral

Keep your property, equipment, or business equity secure. We do not require asset backing to fund.

Long Amortization

Unlike traditional short-term loans, pay over up to 12 years to keep your monthly payments low and manageable.

Fixed Rates

Lock in rates starting at 8.77% that never adjust, providing predictable budgeting for years to come.

Eligibility Criteria

These fixed term loans are designed for established businesses seeking low-interest capital without bank-level red tape.

  • Minimum credit score of 660
  • At least $20,000 in monthly revenue
  • Minimum 2 years in business
  • No bank bankruptcies in last 3 years

Quick Terms Summary

Loan Amount$20k – $500,000
Amortization TermsUp to 12 Years (Fixed)
Fixed RatesFrom 8.77%
Monthly Revenue Min$20k Monthly